You shall know the fact, and it will set you free!


Pillars of Islam

Five Pillars of Islam:

1. Declaration of faith: There is no deity (divine being) except Allah, and Muhammad is the Prophet of Allah

2. Salat: Five daily ritual prayers

3. Zakat: Charity

4. Sawm: Fasting during Ramadan

5. Hajj: Pilgrima... Read more


In general, entrepreneurs identify more ideas than opportunities because many ideas are typically generated to find the best way to capitalize on an opportunity. Several techniques can be used to stimulate and facilitate the generation of new ideas f... Read more

The 3 sources of business ideas

1. Observing Trends

The first approach to identifying opportunities is to observe trends and study how they create opportunities for entrepreneurs to pursue. The most important trends to follow are economic trends, social trends, technological adv... Read more

The 3 sources of business ideas
Success depends on Well Concentrated Efforts

The Successful Lives Are the Concentrated Lives.  

Concentration means success, because you are better able to govern yourself and centralize your mind; you become more in earnest in what you do and this almost invariably improves your chances f... Read more

Scientists Reveal Two Simple Words That Can Improve Your Relationship

The research found that greater levels of perceived gratitude protect couples from common stressors such as ineffective arguing and financial problems and promote relationship stability.

• The power of “thank you” – Feeling appreciated by ... Read more

Scientists Reveal Two Simple Words That Can Improve Your Relationship
Study: People With Depression Are Less Likely To Have Children

Depression is a mental health condition characterized by persistent feelings of sadness, hopelessness, and lack of interest or pleasure in activities. It can also cause physical symptoms such as fatigue, changes in appetite and sleep patterns, and di... Read more

Study: People With Depression Are Less Likely To Have Children
Writing a thank-you note is more powerful than you think

Writing thank-you notes is not just good manners. It can have a strong psychological effect for both the sender and receiver, suggests research published in the September 2018 issue of Psychological Science.

While most people consider showing an ... Read more

Writing a thank-you note is more powerful than you think
Giving thanks can make you happier

Each holiday season comes with high expectations for a cozy and festive time of year. However, for many this time of year is tinged with sadness, anxiety, or depression. Certainly, major depression or a severe anxiety disorder benefits most from prof... Read more

Eating Ultra-Processed “Ready-To-Eat-or-Heat” Foods Linked to Premature Death

A new study found that increased consumption of ultra-processed foods was associated with more than 10% of all-cause premature, preventable deaths in Brazil in 2019. This is especially alarming, because Brazilians consume far less of these products t... Read more

Eating Ultra-Processed “Ready-To-Eat-or-Heat” Foods Linked to Premature Death
Study shows the power of 'thank you' for couples

Gratitude has been a trendy sentiment in recent years – sparking an industry of journals, knickknacks and T-shirts touting thankfulness as a positive force in individuals’ lives.

New research suggests that gratitude from one’s partner may be... Read more

Mini relaxation technique to overcome grief

Dealing with grief and loss is extremely stressful. During this time it may help to take mini-relaxation breaks. If you have three minutes, try this: While seated, take a break to check your body for tension. Relax your facial muscles and allow your ... Read more

Mini relaxation technique to overcome grief
Scientists: Put Down Your Devices and Let Your Mind Wander

Taking some time to just sit and think might be far more enjoyable than you expect.

People don’t realize how enjoyable it is to sit and think.

According to research from the American Psychological Association, people often underestimate how m... Read more

Scientists: Put Down Your Devices and Let Your Mind Wander
Using digital media to relax is related to lower-quality parenting

Caregivers who consume digital media for relaxation are more likely to engage in negative parenting practices, according to a new multinational study.

The new study led by the University of Waterloo aimed to investigate the relationship between ... Read more

Using digital media to relax is related to lower-quality parenting
Vitamin B6 supplements could reduce anxiety and depression

Taking high-dose Vitamin B6 tablets has been shown to reduce feelings of anxiety and depression by new research.

Scientists at the University of Reading measured the impact of high doses of Vitamin B6 on young adults and found that they reported ... Read more

Cyberbullying puts targeted adolescents at risk for suicide, study suggests

Beyond the many stressors that young adolescents face, being a target of cyberbullying is an independent risk factor for suicide -- above and beyond traditional offline bullying, according to a study released Monday.

That's the finding of a new st... Read more

Remittances Grow 5% in 2022, Despite Global Headwinds

  2 months ago (Fri, Dec 02, 2022 at 03:16 PM)

Remittances to low- and middle-income countries (LMICs) withstood global headwinds in 2022, growing an estimated 5% to $626 billion. This is sharply lower than the 10.2% increase in 2021, according to the latest World Bank Migration and Development Brief.

Remittances are a vital source of household income for LMICs. They alleviate poverty, improve nutritional outcomes, and are associated with increased birth weight and higher school enrollment rates for children in disadvantaged households. Studies show that remittances help recipient households to build resilience, for example through fina...     Learn More ››

War in Ukraine: What Are Tactical Nuclear Weapons? An International Security Expert Explains

  3 months ago (Wed, Oct 26, 2022 at 03:14 PM)

As Russia has suffered unexpected battlefield losses in eastern Ukraine, Tactical nuclear weapons have burst onto the international stage. Russian President Vladimir Putin threatened that Russia will “make use of all weapon systems available to us” if Russia’s territorial integrity is threatened. Putin has characterized the war in Ukraine as an existential battle against the West, which he said wants to weaken, divide, and destroy Russia.

U.S. President Joe Biden criticized Putin’s overt nuclear threats against Europe. Meanwhile, NATO Secretary-General Jens Stoltenberg downplayed th...     Learn More ››

More people confident they know finances – despite the evidence

  5 months ago (Thu, Sep 08, 2022 at 04:57 PM)

Research suggests financial literacy declining in America

literacy declined in America between 2009 and 2018, even while a growing number of people were overconfident about their understanding of finances, a new study finds.

The average score on a test of objective financial knowledge declined steadily when different groups of Americans were surveyed four times between 2009 and 2018.

And the percentage of people who believed they were above average in financial literacy – but actually scored lower than average on the test – increased from about 15% in 2009 to nearly 21% ...     Learn More ››

Who wants to be a billionaire? Most don’t – which is good news for the planet

  7 months ago (Fri, Jun 17, 2022 at 12:33 PM)

A founding economic principle that everyone is motivated by ‘unlimited wants’, stuck on a consumerist treadmill and striving to accumulate as much wealth as they can, is untrue, say the authors of a new study.

The long-held economic belief that people have unlimited wants has permeated economic thinking and government policies and has shaped much of modern society, including advertising and consumerism.

But belief in this principle has also had dire consequences for the health of the planet. Striving to continually increase individual wealth, and pursuing unending economic growth, ha...     Learn More ››

National Bank Lifts Suspension on MamaPays, CashGo

  8 months ago (Mon, Jun 06, 2022 at 03:20 PM)

The National Bank of Ethiopia (NBE) has lifted its suspension on the digital remittance platforms, MamaPays and CashGo, working with the Bank of Abyssinia (BoA).

The regulator, which previously saw the platforms providing services they did not have a permit for, reversed its decision after three months since it ordered their ceasing of operation.

Now the ambiguity of the app’s legality in providing remittance services has been resolved, and both Mama Pay and CashGo are back in business.  

Telebirr nears giving out micro loans

  8 months ago (Tue, May 24, 2022 at 09:16 AM)

According to The Reporter, the National Bank of Ethiopia (NBE) is set to give the green light to Ethio Telecoms to start offering digital micro-credit and saving services via its mobile money platform, telebirr.

After the company applied for a license, the bank decided to give the go-ahead to the company as the telecom operator's ambition is in line with the bank's plan of bringing digital finance transparency to fruition.

"With over 60 million people owning mobile phones, they can now use this service for a micro-credit digitally," The Reporter quoted Central Bank Governor Yin...     Learn More ››

በዓለም የሃያላኑ የኢኮኖሚ ፉክክር ቻይና ቀዳሚ ሆነች

  1 year ago (Tue, Nov 16, 2021 at 03:13 PM)

በዓለም የሃያላኑ የኢኮኖሚ ፉክክር ቻይና አሜሪካን በመበለጥ ቀዳሚ ሃገር መሆኗ ተገለፀ።
እንደ ዓለም አቀፉ የኢኮኖሚ ተንታኝና አማካሪ ተቋም ማክ ኪንሴይ ሪፖርት፥ ቻይና በዓለም ከፍተኛ ሃብት በማካበት አሜሪካን በመብለጥ ቀዳሚ ሃገር ሆናለች።
እንደ ብሉምበርግ የቢዝነስ ሪፖር ገለፃ የቻይና ሀብት ባለፉት ሁለት አስርት ዓመታት ውስጥ ከፍተኛ ጭማሪ ያሳየ ሲሆን በፈረ...     Learn More ››

የግል ገቢና ወጪያችንን እንዴት እናመጣጥን?

  1 year ago (Mon, Nov 15, 2021 at 03:09 PM)

ብዙዎቻችን በስም ለምናውቀውና በተደጋጋሚ ለምንሰማው ቃል እንግዳ አይደለንም፤ የምናውቀው ስለሚመስለን ደግሞ ለጉዳዩ ያለን ትኩረት ይቀንሳል፡፡ ግን ጉዳዩ ከምንም በላይ የሚያስፈልገንና የሚገባን ሆኖ ስናገኘውስ… ቅርባችን የኾነው ሩቅ ይኾንብናል፡፡ ዛሬ ላይ ቅርባችን የኾነውንና የበለጠ በቅርበት ልናጤነው ስለሚገባን ጉዳይ ልናወጋችሁ ወደድን፡፡  

Ethiopian Founders Launches Santym, A Boarderless USD Bank Account for Africans

  1 year ago (Sat, Oct 23, 2021 at 03:21 PM)

Ethiopian Founders Launches Santym, a US-based borderless bank that allows Ethiopians and Africans to open a USD bank account as well as a Bitcoin and Stabelcoin wallet.

Santym allows users to accept USD from 150 countries by Wire and ACH. Besides, the platform allows users to able to receive Bitcoin and Stablecoins. Stablecoins are a type of cryptocurrency linked to an asset like the U.S. dollar that doesn’t change much in value.  

Home loan in delhi

  1 year ago (Wed, Oct 20, 2021 at 01:16 PM)

Buying a home/house is a dream for many people and involves a lot of financial planning. Saarebank Home Loans makes it easier for those who want to build this home dream.  

Loan against property in delhi

  1 year ago (Wed, Oct 20, 2021 at 09:22 AM)

You can get a secured loan as a commercial property or residential property loan fund any form of financial necessity. Borrowers mortgage the property as collateral to avail loan amounts based on its live market value.  

Loan against property 17 banks offering

  1 year ago (Thu, Oct 14, 2021 at 12:58 PM)

If you are looking for a loan on your residential property loan or commercial property loan, here is a list of 17 major government and private banks that are currently offering these loans starting at less than 10% per annum for loans of up to Rs 15 lakh.

Loan Against Property (LAP) are financing facilities that could be of great help in meeting large fund needs like home renovations, hospital expenses, child marriage, or higher education, purchasing plots, among others. These secured loan products are generally available at lower interest rates than personal loans.  

የተጨማሪ እሴት ታክስ /Value Added Tax (VAT)/ እና ጠቀሜታው

  1 year ago (Thu, Oct 07, 2021 at 03:20 PM)

ይህ ታክስ በፍጆታ እቃ ወይም በተጠቃሚ ወጪ ላይ የተመሰረተ ሲሆን የሚሰበሰበውም ምርት ከውጭ አገር ወደ ውስጥ ሲገባ ወይም ማንኛውም ታክሱ የሚከፈልበት ዕቃና አገልግሎት ግብይት ሲካሄድባቸው ነው፡፡ የተጨማሪ እሴት ታክስ (VAT) በባህርይው ሰፊ የሆነ፣ በፍጆታ ዕቃዎችና አገልግሎቶች ላይ የሚጣል ታክስ ነው፡፡ ታክሱ ከአስመጪዎችና ጥሬ ዕቃ አምራቾች አንስቶ እስከ ቸርቻሪ...     Learn More ››

The Forbes 400

  1 year ago (Tue, Oct 05, 2021 at 03:13 PM)

Image name: The Forbes 400.jpg Image size: 257kb Download.

The Forbes 400: The Definitive Ranking Of America’s Richest People  

Home Loan in Delhi

  1 year ago (Thu, Sep 16, 2021 at 03:49 PM)

Buying a home/house is a dream for many people and involves a lot of financial planning. Saarebank Home Loans makes it easier for those who want to build this home dream.  

ኢትዮጵያ ሁለተኛውን የቴሌኮም አገልግሎት ፍቃድ ጨረታ ልታወጣ ነው

  1 year ago (Wed, Aug 04, 2021 at 08:26 AM)

ኢትዮጵያ ሁለተኛውን የቴሌኮም ፈቃድ ጨረታ በቀጣዩ ወር እንደምታወጣ ሮይተርስ ሁለት ከፍተኛ የመንግሥት ባለስልጣናትን ዋቢ አድርጎ ዘግቧል።
በጨረታው የሚወጣው የአገልግሎት...     Learn More ››

Ethiopia Approves A National Digital Payment Strategy

  2 years ago (Tue, Jun 29, 2021 at 04:29 PM)

According to a report by MInT digital transactions in Ethiopia have begun to increase in recent years. In order to make the digital shift inclusive and responsive, a digital payment strategy has been developed by the National Bank of Ethiopia (NBE).

The Digital Payment Strategy document was approved by the council of ministers on June 23, 2021. The document will serve as a roadmap for modernizing the payment ecosystem of the NBE. It will help create a cash-strapped and inclusive economy.  

Ethio Telecom Valued at ETB 79.8 Billion

  2 years ago (Tue, Jun 29, 2021 at 04:23 PM)

According to the investment teaser advertised for the 40% share acquisition of Ethio telecom, the valuation of the telecom is close to ETB 80 Billion. The current assets of the telecom account for 38.9 billion birr, while the noncurrent assets account for 40.9 billion birr.

This valuation was conducted by KPMG East Africa, a consulting firm that provides services such as auditing, tax preparation, and advisory. The business valuation provided includes the turnover of the company, services, and their value, and the total revenue generation in the coming years.  

A Guide to Financing Your Startup in Ethiopia

  2 years ago (Tue, Jun 29, 2021 at 02:49 PM)

Acquiring finance is one of the most important tasks in a startup’s journey and there are multiple sources to finance a startup. Shega’s ongoing research on the Ethiopian startup investment landscape indicates that more than 40 startups have raised funding in 2021 so far. This is already higher than last year’s total number of funding and proof of the country’s growing startup ecosystem. However many startups still face challenges finding investors for their business.  

A Guide to Financing Your Startup in Ethiopia

  2 years ago (Fri, Jun 25, 2021 at 03:29 PM)

An innovative idea, a validated business model, a qualified team, and a seamless execution plan are important ingredients to launching a new business. But without the right amount of finance to fuel operations, a great idea will just be that – a great idea...  

License, Operation and Structure Details of the Safaricom Led Consortium

  2 years ago (Tue, Jun 22, 2021 at 04:25 PM)

On May 22, the Ethiopian government through Ethiopia Communication Authority awarded a full telecommunication license to Global Partnership for Ethiopia.

The group includes Safaricom PLC, Vodacom Group Ltd (South Africa) through its subsidiary Vodacom International Holding, Vodafone Group PLC through its subsidiary Vodafone International Operation Limited, CDC Group PLC, and Sumitomo Corporation.

The group now paid $850M for license and committed to an $8.5 B investment. According to Brook Taye, Senior advisor to the Ethiopian MoF 1.5 million jobs are expected to be created.  

LocalBitcoins Sees a 500% Growth in Ethiopia

  2 years ago (Tue, Jun 22, 2021 at 04:06 PM)

LocalBitcoins says its users in Ethiopia grew by 500% in 2020 compared to 2019. 10,000 new users from Ethiopia have signed up to use LocalBitcoin last year.  

Microsoft Company About

  2 years ago (Tue, Jun 08, 2021 at 04:22 AM)

Image name: BLOG SPHERE.png Image size: 96kb Download.


EBay and PayPal Finally Break Up for Good

  2 years ago (Wed, Jun 02, 2021 at 10:18 AM)

It looks like the nearly two-decade-long relationship between eBay and PayPal has quietly come to a close.  

Microsoft Third Quarter Earnings

  2 years ago (Wed, Apr 28, 2021 at 09:26 AM)

Microsoft Corp. today announced the following results for the quarter ended March 31, 2021, as compared to the corresponding period of last fiscal year:

· Revenue was $41.7 billion and increased 19%

· Operating income was $17.0 billion and increased 31%

· Net income was $15.5 billion GAAP and $14.8 billion non-GAAP, and increased 44% and 38%, respectively

· Diluted earnings per share was $2.03 GAAP and $1.95 non-GAAP, and increased 45% and 39%,respectively

· GAAP results include a $620 million net income tax benefit explained in ...     Learn More ››

Apply today: 2021 Technology Fast 500â„¢

  2 years ago (Mon, Apr 05, 2021 at 04:57 PM)

Image name: 2021 Technology Fast 500.jpg Image size: 53kb Download.

Innovation. Growth. Resilience. Think your company has all that and more? Apply for the Technology Fast 500 by June 25, and you could be recognized as one of the most innovative, fastest-growing technology companies.

To be eligible for award recognition, companies must:

1. Be in business for at least four years, headquartered in North America, and have a growth rate of at least 75%
2. Have fiscal year 2017 operating revenues of at least $50,000
3. Have fiscal year 2020 operating revenues of at least $5 million
4. Own proprietary intellectual property or proprietary technology, which m...     Learn More ››

የታክስ ስሌት ሊሻሻል ይችላል?

  2 years ago (Wed, Mar 24, 2021 at 03:26 PM)

በታክስ አስተዳደር አዋጅ 983/2008 አንቀጽ 28 እንደተገለጸው የታክስ ባለስልጣኑ የቀረበለትን የታክስ ማሳወቂያ በሚያገኘው መረጃ መሰረት በመለወጥ፣ በመቀነስ ወይም በመጨመር ሊያሻሽáˆ...     Learn More ››

ባለፉት 8 ወራት ብር 191.4 ቢሊዮን በላይ ገቢ ተሰበሰበ

  2 years ago (Wed, Mar 17, 2021 at 09:10 AM)

በ2013 በጀት ዓመት ስምንት ወራት ውስጥ ብር 191.28 ቢሊዮን ገቢ ለመሰብሰብ ታቅዶ ብር 191.45 ቢሊዮን በመሰብሰብ 100.09% ተመዝግቧል፡፡
ከአለፈው በጀት ዓመት ተመሳሳይ ወቅት ጋር ሲነጻጸር የ24.63 ቢáˆ...     Learn More ››

Ethiopia earns $610M export revenue from Chinese built industrial parks

  2 years ago (Wed, Mar 17, 2021 at 08:25 AM)

Ethiopia has earned 610 million U.S. dollars from Chinese built industrial parks, the Ethiopia Industrial Park Development Corporation (EIPDC) disclosed on Sunday.  

ለግንዛቤዎ የማሻሻያ አዋጆቹ ገጽታዎች

  2 years ago (Thu, Mar 11, 2021 at 08:32 AM)

የተጨማሪ እሴት ታክስ አዋጅ ቁጥር 285/2002 እንደገና ማሻሻል አስፈላጊ ሆኖ በመገኘቱ የተጨማሪ እሴት ታክስ (ማሻሻያ) አዋጅ ቁጥር 1157/2019 ወጥቷል፡፡
አዲሱ የተጨማሪ እሴት ታክስ አዋጅ ማሻሻá...     Learn More ››

Ethiopia May Scrap Telecom License Sale if Offers Are Too Low

  2 years ago (Sun, Mar 07, 2021 at 12:36 PM)

Ethiopia has a set amount it expects to receive from the part-privatization of the country’s telecommunications industry and could scrap the process if bidders don’t meet the target.  

Amhara Bank joins Ethiopia’s banking industry

  2 years ago (Tue, Mar 02, 2021 at 11:23 AM)

With over 6 billion Birr paid-up capital Amhara Bank, the new entrant to the banking sector of Ethiopia, today held its inaugural meeting.

The promoters stated that 50 percent of the shares are sold in Addis Ababa, while 20 percent is sold in Amhara region. The remaining shares are bought by Ethiopians living in different parts of the country. Over the past two years, Amhara Bank has sold 188,000 shares and tens of thousands of shareholders. In addition to the 6 billion Birr paid-up capital, Amhara Bank has subscribed 8 billion Birr.  

Ethiopia opens door for foreign mortgage banks

  2 years ago (Mon, Mar 01, 2021 at 09:43 AM)

The Government of Ethiopia expressed its willingness to open its banking sector for foreign banks engaged in financing housing (mortgage banks).  

The COVID-19 pandemic has reinforced gender inequalities around the world

  2 years ago (Fri, Feb 26, 2021 at 12:21 PM)

COVID-19 has seriously impacted the global progress towards gender equality, with women around the world continuing to face laws and restrictions that hinder their economic opportunity, according to the latest Women, Business and the Law 2021. Reforming laws toward gender equality must be a priority as governments look to recover from COVID-19.  

The pandemic decimated the labor market at record speed

  2 years ago (Wed, Feb 24, 2021 at 09:11 AM)

Online job posting analysis shows the extent of the pandemic's damage, especially to women and youth.  

Ethiopia economy grows 2 percent this year, IMF says

  2 years ago (Wed, Feb 24, 2021 at 09:04 AM)

The International Monetary Fund (IMF) forecasts that Ethiopia’s economy will only grow by 2 percent for the current fiscal year began July 8, 2020.  

Ethiopia is close to granting its first private telecoms licence

  2 years ago (Sun, Feb 21, 2021 at 04:10 AM)

Ethiotel has been Ethiopia’s sole telecoms service, but new companies are going to change that.

Ethiopia has long been considered the last untapped African market for many telecommunications players. This is because the country has a single mobile telecoms operator, Ethiotel, which is state-controlled and enjoys a monopoly.

But Prime Minister, Abiy Ahmed, who was once hailed for his commitment to opening up the Ethiopian economy decided to invite new players into the telecoms space. Ethiopia is a large market, with a population of 112 million and a Gross Domestic Product (GDP) of ...     Learn More ››

በታክስ አከፋፈል ላይ ለከፍተኛ የስጋት ደረጃ ውስጥ የሚያስገቡ ጥፋቶች

  2 years ago (Thu, Feb 18, 2021 at 12:46 PM)

በታክስ አከፋፈል ላይ ለከፍተኛ የስጋት ደረጃ ውስጥ የሚያስገቡ ጥፋቶች
ትክክለኛውን ክፍያ እና በወቅቱ አለመክፈል፣
👉 የግብር ውሳኔ ማስታወቂያ ከደረሳቸው በኃላ ክፍያ አ...     Learn More ››


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